I earn my living as a professional Banker. In fact sometimes I wonder that I do not know anything except for Banking and if I have to make a living through some other means or trade or vocation, I'll probably die hungry. Not that I know everything about Banking. In my 34 years of experience in Banking industry, I have found that this is the most mis-understood subject. Persons or professionals, who may know Accountancy, try to pass off as Bankers. So that brings me to the real issue. Accountancy and Banking are entirely different. In our schools and colleges and professional courses, we teach accountancy but don't teach Banking. In life every activity, be it manufacturing or trade or services or profession or for that matter pure household work, gets converted into money at the end, and everybody has to deal with a Bank. So it is extremely important for everybody, whatever he or she is doing in life, to learn elements of Banking. Our education system does not take care of th...